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I have been using Simplii financial since it was President’s Choice (PC) Financial. I had already tested the online banking scene with ING Direct before it switched over to Tangerine. Simplii has a few more banking services compared to Tangerine, for one, they have continued to offer free standard physical cheques. Oddly enough, our landlord still requests cheques for when rent is due, we also used cheques when linking external account before they made pdf versions of a void cheque more common amongst an increasing number of Canadian Financial institutions.